Passes that can’t be copied
Each phone holds a key in its secure chip. Every tap is signed, so a screenshot or a cloned app is refused.
Minna, Niger State · Launching on the Kpakungu–Bosso routeThe fare is paid
The fare is paid
before the door closes.
Ticker turns a phone into a bus pass. Riders tap, conductors don’t count change, fleet owners see every naira, and the state sees the whole network. For buses and keke.
Kpakungu RoundaboutPay for your ride
Hold your phone near the conductor’s phone
Show QR code insteadTapped in₦150.00Kpakungu → Mobile Roundabout
“₦150 to Mobile.” A ₦500 note. No change. The conductor shouts for coins, the bus moves off, someone pays ₦200 to end the argument. At night the owner gets a story instead of a number.
Riderscarry exact cash or lose the change.
Fleet ownerscan’t tell a slow day from a leaky one.
The stateplans routes without knowing who rides them.
01 The rider
Amina’s morning: one tap, no change.
Amina tops up once a week. Getting on a bus is now the same as walking through a door.
- 07:10Waits at Kpakungu Roundabout. Her wallet shows ₦2,450.
- 07:20Taps her phone on the conductor’s phone as she boards. It buzzes. She sits down.
- 07:41Taps out at Mobile Roundabout. ₦150, and the trip is on her phone with a map.
- SundayChecks Trips: ₦6,300 on rides this month, most of it on one route.
Thursday 15 OctoberHey Amina
Wallet balance₦2,300.00+234 809 ••• 0005
PayTop upTrips
Recent trips
Kpakungu – Mobile07:20 · MKA101XY₦150
Mobile – Bosso17:05 · MKA103XY₦150
This monthTrips
Spent on rides₦6,300.0042 trips
02 The conductor
Ibrahim’s shift: both hands free.
The validator is an ordinary Android phone, enrolled to his bus. It takes one tap to start a shift and nothing per passenger.
- 06:30Picks route MN-01 and starts his shift. The fare is already set by the state.
- All dayEach tap shows mint for paid, red for refused, with a beep he can hear over the engine.
- Signal dropsTaps keep working and wait on the phone, signed, until the next upload.
- 12:15Passes Mobile Roundabout. The phone offloads its taps for the day’s audit.
Minna ExpressHello, IbrahimAll taps uploadedStart shift
VehicleMKA101XYBus
RouteMN-01Kpakungu – Mobile – Bosso₦150MN-02Bosso – Old City GateUp to ₦300Tapped in₦150.00Kpakungu → Mobile Roundabout
03 The fleet owner
Hauwa’s evening: a number, not a story.
Hauwa owns four buses. Her dashboard shows what each conductor collected as the taps come in, and what looks wrong.
- 18:00Takings for the week: ₦233,900, split by conductor, before anyone hands in cash.
- 18:02One finding: a 70-minute gap with no taps on MKA102XY. She calls to ask.
- 18:05Pays her staff directly, as before. Ticker never sits between her and her people.
Minna Express · October 2026Overview
Takings, last 7 days₦233,900.00
Today₦27,650.00172 trips · 223 taps
1 audit finding openLong gap with no taps on MKA102XY
04 The state
The network, finally visible.
Niger State sets routes and fares, approves fleets and sees every trip across Minna as it happens.
- DailyFares, riders and vehicles in service, by route and by fleet.
- Every fareSplit at source between the fleet, the government and the platform. Shares are agreed with the state.
- PlanningWhere people actually travel, so new routes follow riders, not guesses.
Niger State · October 2026Analytics
Fares collected₦1,284,6008,560 trips
Every fare, split at sourceFleetGovernmentPlatform
Trips without a tap-out4%On target
Five checkpoints across Minna
Buses pass them all day. That’s where the audit happens.
Confluence points are busy junctions every route crosses. When a validator phone passes one, it offloads its taps, and the day’s records are checked while they’re fresh.
- Kpakungu Roundabout
- Mobile Roundabout
- GK School Gate
- Old City Gate
- Bahago Roundabout, Bosso
Works with no signal
Validator phones check passes on their own and upload later. A dead zone on the Bida road doesn’t stop a fare.
Audited every day
Phones offload at confluence points. Rules and an AI reviewer flag gaps, duplicates and odd patterns for the fleet to check.
Everyone verified
Riders, conductors and owners sign up with their phone, email and NIN. No anonymous wallets, no ghost staff.
For riders without a smartphone
Same wallet, on a card.
Ticker cards work at the same readers as phones. Pre-order one in the app and pick it up at a Ticker point in Minna.
Start on the Kpakungu–Bosso route.
Fleet owners can register today. Riders get the app when the route goes live.